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Linda Willer
Realtor®, CRS, ABR, SRES
RE/MAX Hall of Fame Member
Prompt, Polite & Never Pushy!
RE/MAX Action Real Estate
1770 Timberwood Blvd.
Suite 101
Charlottesville, VA  22911
Tel: 434.985.4094
Cell: 434-760.1421
Email: LindaWiller@remax.net

Providing high quality real estate services in the City of Charlottesville and the surrounding counties of Albemarle, Fluvanna, Greene, Louisa, Nelson, Madison & Orange.

How Long Before I Can Move In?

Sometimes the sellers or buyers need to move immediately and sometimes they’re in no hurry. The closing date should accommodate both parties’ needs and is also a point of negotiation.

Without unusual circumstances, it can realistically take as little as 4-6 weeks to move into your new home. Depending on your financial situation, the lender can even get a quick closing in 15 days. Cash transactions can close in 1-2 weeks.

  • Obtain pre-approval letter from lender: 1-7 days
     
  • Pick out future home: your timeframe
     
  • Acceptance and negotiation of contract to purchase: 1-5 days
     
  • Home inspection and negotiation: 2-14 days
     
  • Loan approval: 3-5 weeks due to timeline of loan application, pre-approval, appraisal of home, underwriting process, and final approval by the mortgage company
     
  • Termite, well, & septic inspections and any treatment (seller responsibility): 30 days before closing
     
  • Title search (buyer’s settlement company responsibility): usually begun 30 days before closing
     
  • Obtain homeowner’s insurance, turn on utilities, change address (buyer responsibility): 7-30 days before closing
     
  • Final walk-through, purchase contract contingencies cleared: 0-2 days before closing
     
  • Obtain cashier’s check from bank for closing costs: 0-2 days before closing
     
  • Settlement or Closing Day: loan acceptance papers/property transfers are signed by both parties
     
  • Possession and move-in: begins immediately following settlement or closing!
     


Start shopping online! Email LindaWiller@remax.net for property listings in your price range

ABR - Accredited Buyer RepresentativeCRS - Certified Residential SpecialistEqual Housing OpportunityMLS membershipREALTOR® certificationSRES - Seniors Real Estate SpecialistRE/MAX Hall of Fame Recipient