DON'T MISS A NEW LISTING AGAIN!

Register Now
Already registered? Login

FREE AUTOMATED EMAIL UPDATES
Sign in to take advantage of all this site has to offer. Save your favorite listings and searches – also receive email updates when listings you like come on the market for free!
*Contact Information is NOT Shared*

Quick Search


view all


Any

Any

No Min.

No Max.

Linda Willer

Charlottesville, Virginia
Real Estate Agent
434-985-4094
Contact Me

Contact Me







* fields are required

What Info Does the Lender Need From Me?

Your mortgage lender wants to help you get the best rate possible. To do that, he will ask you questions such as these:

  • How long do you expect to stay in the home?
     
  • How long do you expect to keep this mortgage?
     
  • How much cash do you want to commit to this purchase?
     
  • What size mortgage payment would be comfortable for you?
     
  • Do you anticipate any changes in your income or cash flow?
     
  • How does your mortgage fit into your overall financial goals?
     

When you are ready to apply for a mortgage, have the following paperwork ready:

  • Employment history: 2 year history including names and addresses of each employer
     
  • Automobiles owned: year, make, model and value
     
  • Stocks, bonds, CD information: complete statements for the most recent 2 months showing account numbers and addresses
     
  • Retirement plan: approximate value of the plan and a copy of the most recent statement
     
  • Credit information: creditor names, addresses, account numbers, payment amounts, and balances for each account (including credit cards, automobiles, student loan, etc.)
     
  • Proof of income: W-2 forms for the last 2 years and pay stubs for the last 30 days; if self-employed, bring year-to-date profit-and-loss statement
     
  • Social security number
     
  • Estimate values of your assets: personal property, furniture, boats, jewelry, antiques, etc.; include last 60 days of bank statements
     
  • Real estate owned: addresses for other real estate owned plus any rental agreements and mortgage information
     
  • Tax returns: full tax returns for the last 2 years if self-employed, employed in a family business, own rental property or have income from commission, bonuses, tips, trust income, corporate ownership, or if claiming employee expenses
     
  • Names and addresses for all landlords and mortgage companies in the last 2 years


Start shopping online! Email LindaWiller@remax.net for property listings in your price range


Linda Willer | 434-985-4094 | Contact Me
1770 Timberwood Blvd, Suite 101 - Charlottesville, VA 22911
Copyright © , All Rights Reserved

house realtor mls